The role of an insurance broker can be especially valuable for individuals and businesses that have complex insurance needs or that require specialized coverage. They can also be helpful for clients who are new to insurance or who do not have the time or expertise to research and compare insurance policies on their own.

When working with an insurance broker, it's important to find a reputable and experienced professional who can provide unbiased advice and help you make informed decisions about your insurance coverage.

Key Features

• Insurance brokers need a state license to practice.
• An insurance agent, on the other hand, usually works on behalf of an insurance company.
• When you hire an insurance broker, they work directly for you.
• Purchasing insurance can be complex, and an insurance broker does all the research for their client to help them choose a policy.